Г.Бурмаа (2023) “Бичил даатгалыг хөгжүүлэх асуудалд”, Journal of Business and Innovation (Бизнес & Инноваци), 1(2), pp. 65–73. Available at: https://journal.num.edu.mn/BusinessAndInnovation/article/view/2415 (Accessed: 6 December 2025).