MENDBAYAR, M.; GANTULGA, U. “A STUDY ON FACTORS INFLUENCING CONSUMER ATTITUDES TOWARD THE USE OF BUY NOW, PAY LATER (BNPL) SERVICES”. Journal of Business and Innovation (Бизнес & Инноваци), [S. l.], v. 12, n. 2, p. 124–139, 2026. DOI: 10.22353/jbai.2026120208. Disponível em: https://journal.num.edu.mn/BusinessAndInnovation/article/view/11079. Acesso em: 19 aug. 2026.